Stock Market Trading Easier With New Stock Algorithm

UCTrend Technologies' New Stock Algorithm Makes Trading Easy

UCTrend Technologies – A new financial analysis website provides users with daily indications of Buy or Sell. UCTrend monitors around 5000 stocks, ETFs and indices and manages to outperform the S&P500.

New York, NY, May 8th -- With the stock market going off the wall, UCTrend Technologies' Co-Founders, Itay Golan and Omri Amit, created a calculator for the quickly-changing stock market.

UCTrend was established to answer the needs of investors to get an extra tool that will enable them to see the direction of the market. The service costs $15 or $25 a month and is based on an advanced mathematical algorithm, created in 2000 and developed since, which measures the quoted value of each security and compare it to its intrinsic value.

When Itay Golan, UCTrend Technologies Co-Founder and Owner, says, "I am predicting the future instead of gambling on it," he knows what he is talking about. Along with his partner, Omri Amit, the two developed a stock algorithm that follows and analyses the market in real time.

Golan and Amit believe in simplicity for the user, "We figured out a way to realize the market in a secure way that is visible and recognizable to the investing public." The UCTrend online calculator provides a market trend indications service that gives independent research on each stock's volume and price. Through a manually setup watchlist, the user is able to easily follow stocks, buy and sell, receive ETF's and reports.

For additional information on UCTrend Technologies' Calculator, contact Itay Golan at itay.g@uctrend.com, or visit http://www.UCTrend.com

Contact Information
UCTrend Technologies
Itay Golan
914-960-4686
itay.g@uctrend.com
uctrend.com

Medical Brokers Launches Medical Businesses and Real Estate Website

United Medical Brokers Launches Website Dedicated to Purchase and Sale of Medical Related Businesses and Real Estate

New York, NY, April 01, 2009 -- United Medical Brokers announced its nationwide launch today from its corporate headquarters. United Medical Brokers www.unitedmedicalbrokers.com is now offering nationwide brokerage services for buyers and sellers of medical practices, medical related businesses, and medical related real estate.

The company is a division of Bridge Business and Property Brokers which is a leading business brokerage firm. Bridge was recently named to the INC 500 list of fastest growing companies. Currently there is no firm that offers nationwide support for buyers and sellers of medical related businesses.

United will maintain medical transaction specialists at each of its offices to support the diverse needs of medical business clients. The Managing Partner of the firm is Robert Flynn who spent most of his career with the publicly traded $3 billion London based Cookson Group plc as a senior executive; he brings decades of transaction related experience to the company.

The firm's growth strategy includes affiliations with leading national providers of medical business related services that are positioned to quickly identify medical related transaction opportunities. Prudential Real Estate has joined as an affiliate to serve the medical related real estate needs of United Medical Broker clients across the United States. Priority Leasing is also affiliated to provide medical equipment financing services.

"I am very excited about this expansion of our successful brokerage model. Medical related businesses continue to prosper during these difficult economic times. The long-term fundamentals look exceptionally positive and we are positioned to capitalize on them. Near term the health related policies being planned and executed by the new presidential administration will create further demand for our services," said A.J. Caro, founder of Bridge Business and Property Brokers.

Bridge's President also voiced excitement stating, "The launch of this division shows our commitment to dominating the marketplace by offering expert services to specific vertical markets."

For more information visit the company website at www.unitedmedicalbrokers.com

Contact Information
United Medical Brokers
Robert A. Flynn
401-744-0320
rflynn@unitedmedicalbrokers.com
unitedmedicalbrokers.com

Compliance Training Program To Reflect New TLGP Revisions

Edcomm Banker'S Academy Updates Compliance Training Program To Reflect New TLGP Revisions

Edcomm Banker's Academy has made an immediate update to its compliance training program to reflect recent revisions made to the Temporary Liquidity Guarantee Program (TLGP).

Mar 23, 2009 - New York, NY  - Edcomm Banker's Academy has made an immediate update to its compliance training program to reflect recent revisions made to the Temporary Liquidity Guarantee Program (TLGP). Focus on Compliance has been updated to include this new information as part of Edcomm Banker's Academy's commitment to providing financial institutions with the most up-to-date, accurate information. Regulatory changes are immediately updated in Banker's Academy's content.

According to the new changes made to the TLGP, entities participating in the debt guarantee program may issue certain FDIC-guaranteed Mandatory Convertible Debt (MCD). The intent of this amendment is to give eligible entities additional flexibility to obtain funding from investors with long-term investment horizons and to reduce the concentration of FDIC-guaranteed debt maturing in mid-2012 that might otherwise have to be rolled into new debt.

Focus on Compliance, from Edcomm Banker's Academy, is a computer-based, distance-learning program, and can be delivered via Internet, Intranet or CD-ROM. The program teaches banking compliance using easy-to-understand language in an interactive, self-paced format. Participants learn from their own perspective, with a curriculum customized to their position. Focus on Compliance covers: Bank Secrecy Act (BSA), Anti Money Laundering (AML), USA PATRIOT Act, OFAC, Privacy, Reg P, Gramm-Leach-Bliley Act, Right to Financial Privacy, Sarbanes-Oxley (SOX), Reg CC & Check 21, Reg D, Reg E, Reg Z, Truth in Lending, FCRA, FACT Act, HMDA, CRA, and Bank Bribery, among others. The program also includes a quick reference guide to all banking regulations, as well as a glossary of terms and a library of reference materials.

For more information about programs like this, or to find out how The Edcomm Group Banker's Academy can customize any training program, log onto www.bankersacademy.com or call 888-433-2666.

The Edcomm Group Banker's Academy is a 21-year-old multimedia education and communication consulting firm specializing in the development of creative business solutions that improve productivity, customer service and market share - providing bottom-line results. The Edcomm Group Banker's Academy has had the privilege of assisting many distinguished clients with business solutions in the form of eLearning programs, classroom instruction, multimedia production and online and print based documentation. Edcomm Banker's Academy offers many off-the-shelf and customized courses such as Teller Training, Compliance Training and Systems Training specifically designed for Banks, Credit Unions and Money Services Businesses (MSBs).

The Edcomm Group Banker's Academy (www.bankersacademy.com) is headquartered in New York City with locations and representation throughout the world.

Contact:
Linda Eagle
Edcomm Banker's Academy
21 Penn Plaza Suite 1010
New York, NY 10001
888-433-2666
linda.eagle@edcomm.com
http://www.bankersacademy.com

No Apology From Allina For 18 percent Interest Rate

 Allina Hospitals & Clinics Responds to Attorney General's Suit

MINNEAPOLIS - January 2009 -- In response to a lawsuit filed today by the Minnesota Attorney General's Office, Allina Hospitals & Clinics made the following statement:

"Allina Hospitals & Clinics is surprised by the Attorney General's action today. Allina had been analyzing various proposals to modify MedCredit's interest rate structure for some time, and prior to the filing of this suit, Allina had made the decision to reduce the interest rate on all current and future MedCredit accounts to eight percent, regardless of the size of the balance. Allina communicated this to the Attorney General in December of 2008. Allina believes that this new rate structure is in the best interests of our patients who would benefit from the ability to pay their medical bills over time.

"While Allina believes the new rate of eight percent is appropriate going forward, it should be noted that the previous rate structure, which included a sliding interest rate scale based on the balance due, was fully consistent with Minnesota law, and was clearly communicated to all patients who participated in the program. The program is considered "open-ended credit," meaning that patients can use the program on an ongoing basis for subsequent care. The rates previously charged by Allina are consistent with Minnesota law for this type of credit.

Allina believes that MedCredit remains a valuable tool to help some patients pay their medical bills and that it may be a better alternative to financing such debt through a credit card, which may charge a much higher interest rate. Allina does not deny care to anyone based on inability to pay, and works with patients to help ensure they receive all possible forms of assistance in paying their medical bills, including free care or government assistance programs. Allina offers free care to individuals and families whose income is less that 275 percent of Federal poverty guidelines.

"Allina believes the allegations contained in the complaint are without merit and that the MedCredit program is fully compliant with the law. Allina looks forward to discussing this matter further with the Attorney General, and bringing it to a timely resolution."

Allina Hospitals & Clinics is a not-for-profit health care system of hospitals, clinics and other patient care services that provides exceptional care to communities throughout Minnesota and western Wisconsin and employs more than 22,000 people. Allina Hospitals & Clinics facilities, services and jobs can be found online at www.allina.com.

Contacts

Allina Hospitals & Clinics
David Kanihan, 612-262-4986
david.kanihan@allina.com
Cell: 612-867-2845

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The lawsuit names as defendants both Allina Health System and its subsidiary, Accounts Receivable Services, a debt collection agency owned by Allina that does business under the name MedCredit Financial Services. It seems odd to me that they lowered the rate to 8% which happens to be the legal limit. As a non-profit perhaps they should consider lowering the rate still further, since that could only be in the best interests of their clients...

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How To Have Effective Human Resource Management In A Down Economy

Effective Human Resource Management In A Down Economy

Learn how to drive employees to higher levels of business performance by proper management.

This free publication from Taleo is a white paper that explores the crucial relationship between talent management strategies, HR processes, and management practices. It covers the important advantages that can be realized by companies and organizations that are now coping with the current economic downturn. It explains why good human resources, executive management, and management of specific talent is a key issue for all businesses on a global basis and will remain a central strategy in any economic situation.

Talent management in a low or negative growth economy can offer new opportunities like internal organizational mobility, performance management QA, and increased quality of hires. This can deliver significant increase to business performance benefits, even in the midst of financial constraints. Using historical data and demographic trends this white paper dispels many misconceptions that suggest HR's focus is must be narrowed when markets and the economy decline.

This timely free publication can show you how to use talent management principals to cut costs and still boost productivity while you:

. Review, refine, and re-release existing resources to expand into new business and trade markets.
. Manage employee performance to better serve corporate goals.
. Concentrate on bringing new skills in-house to fill voids or reinforce areas in need.
. Deploy new product or service development and bolster retention programs to reduce churn.

We were very surprised this publication was made available without cost. The content is significant, timely, and seems to be very up to date. Anyone in an HR department or senior management could benefit from this free white paper. To get a copy, click here.

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Choose from hundreds of other free business magazines, podcasts, trade publications, and white papers from Consultant-Directory.com. There's never a cost, hidden charge, or service fee for any of our free subscriptions.

Increased Insurance Research Caused By Economic Instability

US Insurance Online Hits 4.5 Million Customer Milestone

Sees Customers Increasing Insurance Research as a Result of Economic Instability.

Austin, TX, December 07, 2008 -- US Insurance Online, a premiere online portal that provides insurance customers with education and relevant introductions, today announced it had helped over 4.5 million customers get insurance quotes from multiple agents via the Internet. The company also noted that online searches for insurance products had accelerated in recent months. According to the company this provides evidence that recent economic uncertainties are driving customer cost-cutting efforts to include evaluating less expensive insurance policies.

"In uncertain economic times consumers look for opportunities to reduce spending. They find ways to eat out less, purchase fewer luxury items, drive less to reduce fuel purchases, and many are finding insurance to be a target for significant savings," said Jim Waltrip, CEO and co-founder of US Insurance Online. "We help make the search for less expensive insurance coverage more effective by eliminating the time spent finding multiple agents, calling and comparing their offerings. US Insurance Online makes it easy to get in touch with multiple insurance agents who can sell you the products you need."

About US Insurance Online
Since 2005, US Insurance Online has helped make shopping for insurance a painless experience for customers. The company offers a fast, free way for consumers to find the insurance quotes they're looking for at the most competitive rates. Our network of insurance carriers, agents and brokers can match almost any consumer with the insurance they need at a price they can afford. Based in Austin Texas, US Insurance Online was recently named one of the fastest growing companies in the Central Texas region. www.usinsuranceonline.com/

Contact Information
US Insurance Online
Adam Alter
888-522-7355
contact@usinsuranceonline.com
www.usinsuranceonline.com

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List of Loan Forgiveness Programs

eLearners.com Offers Comprehensive List of Loan Forgiveness Programs

Loan Forgiveness Programs Rescue Student Debt Amid Credit Crisis.

Hoboken, NJ, December 04, 2008 -- As the recession causes cutbacks across the nation, many working adults are now ducking corporate downsizing by returning to school. A recent survey of visitors to eLearners.com, a web resource of EducationDynamics, found that 42 percent of online education-seekers plan to take out a loan to pay for this return to student status. Amid economic uncertainty, many of these new learners may wonder how they'll pay back their debt in the future. Loan forgiveness and repayment programs, offered by employers in specific need-based occupations, may be the answer. In its Debt-Free College Guide, located at http://debtfree.elearners.com/, eLearners offers the most comprehensive guide to these types of programs on the Internet.

"It's hard for people to think about going back to school for a career change when it's a challenge to figure out how to pay for it," said Terrence Thomas, Executive Vice President of Marketing for eLearners.com, which connects prospective students with online learning providers. "Many people aren't even aware that loan forgiveness programs exist. With the right career move, many of these types of programs can cover the cost of an education."

Loan forgiveness and repayment programs are generally designed to encourage students to pursue educational goals that will lead to employment in a number of need-based occupations, such as working for volunteer organizations, practicing law with low income residents, working in federal or state government, teaching or practicing medicine. In exchange for service in these fields, part or all of student loan debt can be forgiven, be it from a traditional institution or from one of many online colleges. Visitors to eLearners.com can search for loan forgiveness and repayment programs by state, with tailored results customized to their search.

"With student loan debt for those completing their degree jumping 108% in the past decade, according to the National Center for Education Statistics, and students facing one of the most severe credit crunches in history, loan forgiveness programs may just be the perfect solution for those who want to do well by doing good," continued Thomas.

The Debt-Free College Guide is part of eLearners.com's Student Loans and Financial Aid Center. eLearners.com has also introduced such innovations as the eLearners Advisor, an assessment that through a series of targeted questions ranging from technology access and skills, to personal motivation and learning styles, helps prospective elearners determine if online learning is right for them.

For more information on financial aid options and going to school online visit www.elearners.com.

About eLearners.com®
The eLearners.com website is one of several high visibility, high-quality prospecting tools offered by EducationDynamics. Since 1999, eLearners.com has been successfully connecting learners to online education, including online degree and certificate programs, specialized career training, and a variety of online courses. For prospective students, eLearners.com provides a powerful search engine for users to find thousands of online program offerings, as well as educational evaluation tools and financial aid resources. For colleges and universities, the eLearners.com website offers a low-cost, performance-based method to provide national exposure and increase enrollments in their programs. For more information on eLearners.com, visit http://www.eLearners.com.

About EducationDynamics
EducationDynamics, a portfolio company of Halyard Capital, is the leading marketing and information services company dedicated to helping higher education institutions find, enroll and retain students. Its content-rich and highly visible education websites, including EarnMyDegree.com, eLearners.com, GradSchools.com, StudyAbroad.com and its more than 50 special interest microsites, make EducationDynamics the premier provider of qualified prospective students for colleges and universities. In addition, the company offers a full suite of Web-delivered services proven to drive enrollment growth and reduce student attrition. For more information, visit http://www.educationdynamics.com.

Contact Information
eLearners.com
Jenny Foust
(720) 244-4268
jfoust@csg-pr.com
www.elearners.com

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