How To Have Effective Human Resource Management In A Down Economy

Effective Human Resource Management In A Down Economy

Learn how to drive employees to higher levels of business performance by proper management.

This free publication from Taleo is a white paper that explores the crucial relationship between talent management strategies, HR processes, and management practices. It covers the important advantages that can be realized by companies and organizations that are now coping with the current economic downturn. It explains why good human resources, executive management, and management of specific talent is a key issue for all businesses on a global basis and will remain a central strategy in any economic situation.

Talent management in a low or negative growth economy can offer new opportunities like internal organizational mobility, performance management QA, and increased quality of hires. This can deliver significant increase to business performance benefits, even in the midst of financial constraints. Using historical data and demographic trends this white paper dispels many misconceptions that suggest HR's focus is must be narrowed when markets and the economy decline.

This timely free publication can show you how to use talent management principals to cut costs and still boost productivity while you:

. Review, refine, and re-release existing resources to expand into new business and trade markets.
. Manage employee performance to better serve corporate goals.
. Concentrate on bringing new skills in-house to fill voids or reinforce areas in need.
. Deploy new product or service development and bolster retention programs to reduce churn.

We were very surprised this publication was made available without cost. The content is significant, timely, and seems to be very up to date. Anyone in an HR department or senior management could benefit from this free white paper. To get a copy, click here.

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Increased Insurance Research Caused By Economic Instability

US Insurance Online Hits 4.5 Million Customer Milestone

Sees Customers Increasing Insurance Research as a Result of Economic Instability.

Austin, TX, December 07, 2008 -- US Insurance Online, a premiere online portal that provides insurance customers with education and relevant introductions, today announced it had helped over 4.5 million customers get insurance quotes from multiple agents via the Internet. The company also noted that online searches for insurance products had accelerated in recent months. According to the company this provides evidence that recent economic uncertainties are driving customer cost-cutting efforts to include evaluating less expensive insurance policies.

"In uncertain economic times consumers look for opportunities to reduce spending. They find ways to eat out less, purchase fewer luxury items, drive less to reduce fuel purchases, and many are finding insurance to be a target for significant savings," said Jim Waltrip, CEO and co-founder of US Insurance Online. "We help make the search for less expensive insurance coverage more effective by eliminating the time spent finding multiple agents, calling and comparing their offerings. US Insurance Online makes it easy to get in touch with multiple insurance agents who can sell you the products you need."

About US Insurance Online
Since 2005, US Insurance Online has helped make shopping for insurance a painless experience for customers. The company offers a fast, free way for consumers to find the insurance quotes they're looking for at the most competitive rates. Our network of insurance carriers, agents and brokers can match almost any consumer with the insurance they need at a price they can afford. Based in Austin Texas, US Insurance Online was recently named one of the fastest growing companies in the Central Texas region. www.usinsuranceonline.com/

Contact Information
US Insurance Online
Adam Alter
888-522-7355
contact@usinsuranceonline.com
www.usinsuranceonline.com

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List of Loan Forgiveness Programs

eLearners.com Offers Comprehensive List of Loan Forgiveness Programs

Loan Forgiveness Programs Rescue Student Debt Amid Credit Crisis.

Hoboken, NJ, December 04, 2008 -- As the recession causes cutbacks across the nation, many working adults are now ducking corporate downsizing by returning to school. A recent survey of visitors to eLearners.com, a web resource of EducationDynamics, found that 42 percent of online education-seekers plan to take out a loan to pay for this return to student status. Amid economic uncertainty, many of these new learners may wonder how they'll pay back their debt in the future. Loan forgiveness and repayment programs, offered by employers in specific need-based occupations, may be the answer. In its Debt-Free College Guide, located at http://debtfree.elearners.com/, eLearners offers the most comprehensive guide to these types of programs on the Internet.

"It's hard for people to think about going back to school for a career change when it's a challenge to figure out how to pay for it," said Terrence Thomas, Executive Vice President of Marketing for eLearners.com, which connects prospective students with online learning providers. "Many people aren't even aware that loan forgiveness programs exist. With the right career move, many of these types of programs can cover the cost of an education."

Loan forgiveness and repayment programs are generally designed to encourage students to pursue educational goals that will lead to employment in a number of need-based occupations, such as working for volunteer organizations, practicing law with low income residents, working in federal or state government, teaching or practicing medicine. In exchange for service in these fields, part or all of student loan debt can be forgiven, be it from a traditional institution or from one of many online colleges. Visitors to eLearners.com can search for loan forgiveness and repayment programs by state, with tailored results customized to their search.

"With student loan debt for those completing their degree jumping 108% in the past decade, according to the National Center for Education Statistics, and students facing one of the most severe credit crunches in history, loan forgiveness programs may just be the perfect solution for those who want to do well by doing good," continued Thomas.

The Debt-Free College Guide is part of eLearners.com's Student Loans and Financial Aid Center. eLearners.com has also introduced such innovations as the eLearners Advisor, an assessment that through a series of targeted questions ranging from technology access and skills, to personal motivation and learning styles, helps prospective elearners determine if online learning is right for them.

For more information on financial aid options and going to school online visit www.elearners.com.

About eLearners.com®
The eLearners.com website is one of several high visibility, high-quality prospecting tools offered by EducationDynamics. Since 1999, eLearners.com has been successfully connecting learners to online education, including online degree and certificate programs, specialized career training, and a variety of online courses. For prospective students, eLearners.com provides a powerful search engine for users to find thousands of online program offerings, as well as educational evaluation tools and financial aid resources. For colleges and universities, the eLearners.com website offers a low-cost, performance-based method to provide national exposure and increase enrollments in their programs. For more information on eLearners.com, visit http://www.eLearners.com.

About EducationDynamics
EducationDynamics, a portfolio company of Halyard Capital, is the leading marketing and information services company dedicated to helping higher education institutions find, enroll and retain students. Its content-rich and highly visible education websites, including EarnMyDegree.com, eLearners.com, GradSchools.com, StudyAbroad.com and its more than 50 special interest microsites, make EducationDynamics the premier provider of qualified prospective students for colleges and universities. In addition, the company offers a full suite of Web-delivered services proven to drive enrollment growth and reduce student attrition. For more information, visit http://www.educationdynamics.com.

Contact Information
eLearners.com
Jenny Foust
(720) 244-4268
jfoust@csg-pr.com
www.elearners.com

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Wall Street Securities Fraud Abuse Web Portal

DrugSettlement.com, LLC is Proud to Announce Its Newest Web Portal - StockLossSettlement.com

Wall Street Abuse has come to a pinnacle over the last couple of Months due to Securities Fraud. StockLossSettlement.com was created by DrugSettlement.com, LLC to alleviate the fears of the public in respect to the publics need for legal council.

Hauppauge, NY, November 13 -- It's time to fight back. StockLossSettlement.com has been created by DrugSettlement.com, LLC for the public's knowledge found below:

Securities fraud costs investors an estimated $40 billion dollars each year.

Americans have been shocked by Washington's bailout of Wall Street.

If you suspect that your losses were not solely the result of a slowing economy but may have been caused by broker misconduct or securities fraud, you may be right. If you have suffered losses in your stock market account, 401(k), and/or IRA you may be able to recover all or part of those losses.

Most people will not know they have been the victims of securities fraud until their losses become significant.

Stock Brokers, Fund managers and Mutual Fund Managers and other financial advisors have a fiduciary responsibility to inform their clients of all of the risks involved in securities transactions. When they neglect their financial fiduciary responsibilities, our securities fraud lawyers will hold them accountable and make sure that defrauded investors have the Right to recover their investments.

Securities fraud, also known as stock fraud and investment fraud, is a practice in which investors make purchase or sale decisions on the basis of false information, frequently resulting in losses, in violation of the securities laws.

Securities fraud consists of deceptive practices in the stock and commodity markets, and occurs when investors are enticed to part with their money based on untrue statements.

Securities fraud includes outright theft from investors and misstatements on a public company's financial reports. The term also encompasses a wide range of other actions, including insider trading and front-running and other illegal acts on the trading floor of a stock or commodity exchange.

According to the FBI, securities fraud includes false information on a company's financial statement and Securities and Exchange Commission (SEC) filings; lying to corporate auditors; insider trading; stock manipulation schemes, and embezzlement by stockbrokers.

If you feel you've been the victim of securities Fraud or lost money in the Stock Market due to Fraud, please contact their experienced Lawyers at 1-866-584-6932 or visit them at www.StockLossSettlement.com

John McCaffery
John @StockLossSettlement.com, LLC
DrugSettlement.com
Phone 631-935-1379
Fax 631-864-4741

Contact Information
DrugSettlement.com
John McCaffery
631-935-1379
John@StockLossSettlement.com
www.StockLossSettlement.com

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Search Engine Network For Sale

UK-Based Gasta Search Engine Network Enters Into Sales / Merger Talks

The Gasta search network is a blended search that will deliver web results, news, videos, and images with one single keyword search, then lets users social bookmark search results in their own library. The Gasta search network extends its reach into Europe and USA, has search engines launched in South Africa, China, and Japan. Gasta is a European trademark and the Gasta search engine was last year's winner of the PWC award for innovation, it also holds one of the UK most valuable property domain holdings.

Belfast, Ireland (PRWEB) October 14, 2008 -- It was announced here today that the Belfast-based web 2.0 Search Engine Network Gasta is in talks with several companies for a possible sale or merger. A well established player in European, US, and Asian search, The Gasta.com search engine network currently consists of 450+ Domains, is translated into six languages, offers a contextualised ad system, powerful SEO options, keyword management tools, and full service administration to create, launch, and quickly deploy new search engines in emerging markets and geographical regions as needed.

Gasta has created a very easy to use back-end admin system that is designed for non technical use, within the admin you can add new keywords, manage ad campaigns, replicate advertising codes, and launch new search index's and directories in minutes, Gasta has developed its own text based contextualised ad system, InstantAdsTM and the keyword direct hit service SearchMatchTM allowing users to buy targeted keywords for the geographic region they do business in. As well as this there are many SEO options including InstantLinksTM the free link exchange system that publishes the main directory." We can launch new search engines in emerging regions very easily, with the rapid deployment platform we have developed" said Higgins. "We can launch in Poland and Malaysia very quickly and have been looking out for possible local partners on the ground in these regions".

While Gasta.com is well-established in the Search Industry, it has chosen to maintain a low profile and provided state of the art services to its visitors and advertisers. Christian Nielsen, owner of NielsenTech.com, an Internet consulting firm located in the US said he has used Gasta for many years. "Yes, I was submitting client sites to Gasta's system back as early as 1999 when we started doing SEO and web promotion. They have evolved over the years, and we have keep in contact due to their attitude of service and ethics. Most other firms in the US don't seem to know about them and that's been a competitive edge for us."

Gasta.com owner Francis Higgins believes that now is a 'good time' to transition the search engines network due to the convergence of web 2.0 technologies. Higgins said "We believe that we have created great distribution platform to easily explore and rapidly develop new and emerging regions. We have looked into the possibility of partnering with a mobile carrier to deliver local mobile search in which great opportunities are coming in the future, Gasta works well now on mobiles but we would need the expertise of the big carriers to make an impact and monetize the service.

We have worked hard over the past 12 years to improve the reach and the depth of the Gasta network. With the rapid deployment and white label solution we have developed we can quickly launch blended search engines that will bring up web results, videos, news, and images with one keyword. Our brand commands a high level of respect by those that are familiar with us and those that do some research will see our extensive digital footprint built up over the years that shows our quality and consistency and has established our brand's value in the search marketing industry."

Contacts
Francis Higgins
Comm Director Gasta Search Networks
bizz @ amiwired.com
+44(0)2890333748
Mob:+44(0)7816447363

Equipment Financing Still Strong For Financial Corporation

Landmark Financial Corporation Boasts Equipment Financing Still Strong

Although traditional banks are shying away from industrial equipment financing, Landmark Financial Corporation is still able to provide equipment financing for new small and large companies. Because Landmark is not a bank, they are not limited by traditional lending practices.

Greenwood Village, CO, September 26, 2008 -- While the media is full of doom and gloom reports about the current economy, Landmark Financial Corporation announces that construction equipment leasing and financing remains stronger then would be expected given current economic news.

"Those expecting to see evidence of an overall slowdown in commercial equipment finance activity - or a significant decline in portfolio performance - as a result of the mortgage crisis, rising energy and food prices or a general economic slowdown may be surprised by a report by the Equipment Leasing and Finance Association. Economic activity for the $650 billion equipment finance sector, showed overall new business volume for May increased 6.5% when compared to the same period in 2007, proof that our industry is strong," said William Verhelle (ELFA Press Release 06/25/08)

Banks are becoming less willing to offer financing for small and newly established businesses. There are many government lending programs small businesses can turn to when looking for a loan if a traditional bank is unwilling to write the loan. However, these programs aren't always a good fit for small and new businesses that need the cash, because of the restrictions in place by the government. The criteria for such programs are also becoming more stringent in many cases requiring direct liens on the business owners' personal assets.

"We have many new or used equipment finance options for businesses of all sizes. Because we're a direct lender, we have the ability to be more flexible and creative when it comes to business equipment financing. We're in the unique position of having available capital that allows us to manage our portfolio with an eye towards identifying solid opportunities in an economic environment that has finance companies pulling back," said Peter Sutherland, President of Landmark Financial Corporation.

In addition to financing business owners, Landmark also has an appetite for supporting other lenders in purchasing portfolio and is also available to banks wishing to provide their own customers with financing options. This way if a bank is unable to offer a loan to a long-term customer, it can refer the customer to Landmark instead of sending them to a competitor.

"Loans that banks would have approved a year ago don't make the grade today. The credit window is not likely to open up further anytime soon. The Federal Reserve recently reported that the share of banks tightening loan availability to small businesses surged to a record high of 65.3% in the third quarter, up from 7.7% a year ago, according to its monthly survey of senior loan officers. We're striving to make our equipment financing programs available to credit worthy businesses while maintaining the flexibility and creativity often missing from other large institutional lenders in these difficult economic times," said Sutherland.

Landmark Financial Corporation offers all types of construction equipment financing and leasing. Financial help is available for restaurants, construction companies, transportation companies and many others. Because Landmark focuses solely on equipment financing, they are capable of financing almost any type of business equipment.

About Landmark Financial Corporation: Landmark Financial Corporation offers a full service approach to equipment financing. As a direct underwriter, Landmark Financial eliminates the middleman, to save clients money and provide a more seamless experience. The company offers financing for a wide variety of equipment from e-commerce systems to furniture, machine tools to fixtures. Landmark is still there to be your capital finance partner.

Contact Information

Landmark Financial Corporation
Tom Brems
720-214-6866
tom@lfcinc.com

Star's Stock Investing Techniques Shared With People

Adam Mesh, "The Average Joe's" Stock Coach, Partners with Prosper Inc.

Prosper Inc., a distance education company based in Utah, has reached an agreement with Adam Mesh to share the former "Average Joe" star's stock investing techniques with people who are eager to get involved with the stock market.

Provo, UT, September 17, 2008 -- Adam Mesh, "The Average Joe's" Stock Coach, has reached an agreement with Utah-based Prosper Inc. to share his highly popular stock trading techniques and coaching in the company's one-to-one distance learning programs.

Even before appearing on NBC's "The Average Joe," Mesh was a successful stock trader. He has been a partner at two successful trading companies, selling the last one in 2006. His success has been landed him coverage in Fortune, "The Tonight Show" with Jay Leno, Trader Monthly, and CNBC's "Squawk Box."

"Prosper is the undisputed leader in one-to-one coaching programs, so it was an easy decision to partner with them," Mesh said. "Prosper has perfected the systems and resources that help students excel. I trust Prosper to give my students what they need to succeed."

"We are thrilled to partner with Adam and we look forward to helping his students gain the stock trading knowledge he is uniquely qualified to share," said Ethan Willis, CEO of Prosper. "We deliver the highest quality coaching programs for some of the most respected brands in the world, and adding someone of Adam's caliber only enhances our position as the most trusted name in one-to-one education."

Since selling his trading company in 2006, Mesh has focused on helping individuals succeed in the stock market, and has found great demand for his coaching. "There are thousands of people who want to get started in the stock market but don't know how," Mesh said. "Prosper will help me reach those who want to learn how."

Prosper works closely with highly recognized business experts, including David Bach, Ken Blanchard, and John Cummuta. Prosper develops curricula for students that, combined with one-to-one coaching, helps them achieve business goals, get out of debt, develop added sources of revenue, etc. Approximately 85 percent of Prosper's enrolling students complete the coursework for their chosen program.

About Prosper Inc.
Prosper Inc., based in Provo, Utah, is a global leader of coaching and distance training in real estate investing, stock market investing, entrepreneurship, e-commerce, and personal finance. Prosper has coached more than 40,000 students since its founding in 1999, and currently educates thousands of students enrolled in its programs in more than 70 countries. Visit Prosper at http://www.prospercorp.com.

Contact Information 

Prosper Inc.
Jason Russell
801-371-0755
jrussell@prospercorp.com
www.prospercorp.com